Mortgages
Are you considering homeownership for the first time, or do you currently own a home and need help with your mortgage? Our experienced lenders are here to help. Many eligible borrowers are not taking advantage of the opportunities available due to misinformation about getting a mortgage today. Getting the facts about buying a home in today's market is essential. Contact a First Bank Mortgage Officer to confidently guide you through the home-buying process. Before you start shopping for your new home, you will want to meet with one of our lenders to review your income, expenses, and financial goals to determine the type and amount of mortgage you qualify for.
Fixed-rate Mortgages: Your interest rate never changes, and the monthly principal and interest payment remain the same for the entire term of the loan.
VA Loans—The VA guarantees loans to make housing affordable to eligible U.S. veterans with little to no down payment. The VA also offers refinancing of existing mortgage loans.
Guaranteed Rural Housing Loans - These loans are available to help low- and moderate-income individuals purchase homes in rural areas with little or no down payment.
Home Equity Line of Credit - Competitive variable rate to borrow up to 80% of the equity in your home for any purpose.
New Construction —Construct your dream home. We’ll make the process easy from the Construction Draw phase to the final loan.
Recreational Property & Vacant Land Loan—We offer competitive financing for buying a cabin on the lake or hunting parcel.
Investment Property - We offer fixed-rate financing on qualified 1-4 family rental units.
All of our lending decisions are made locally, and we retain your mortgage loan.
Online Mortgage Application
Your Mortgage Closing Checklist