Mortgage Lenders

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Escanaba Office


Rebecca L. McGuire

Rebecca L. McGuire

Loan Officer

 (906) 786-3355

I’m originally from North Pole, Alaska, but moved to Escanaba in 2010. Since moving to the area, I’ve grown to love the beauty of the UP. I’ve been in banking for 14 years, and with First Bank for about 10 years. I originate mortgages, personal and vehicle loans, as well as home equity lines of credit. I enjoy educating first time home buyers, but am also knowledgeable in VA and Rural Development loans. I look forward to working with you to help achieve your financial goals.

“Today is your opportunity to build the tomorrow you want.”

NMLS # 1126830

Amy B. Savage

Amy B. Savage

Loan Officer

 (906) 786-3355 ext 109

I grew up in Escanaba and am proud to be a Yooper! I have been in banking for 26 years. Throughout my career I have worked in various departments which has provided me knowledge in many different areas of banking. I originate mortgage loans, personal and vehicle loans, and home equity lines of credit. I love helping customers make their financial dreams come true! I look forward to meeting you! 

"Every success story starts with a dream"

 

NMLS # 1212944

Gladstone Office


Linda L. Wicklund

Linda L. Wicklund

Senior Vice President Mortgage Manager

 (906) 428-3535

I grew up on the beautiful Stonington Peninsula and have lived in Delta County. For the past 25 years, First Bank Upper Michigan has been my home away from home. My success in the banking industry, which spans over 38 years, is attributed to my strong work ethic and my understanding of our community's needs. I have worked in several departments, but I have enjoyed solving problems for our mortgage customers the most. Currently, I manage the Mortgage Department at First Bank. I am happy to discuss our mortgage products and help you determine the best option for your needs.

NMLS # 754317

Kathleen M. Huffman

Kathleen M. Huffman

AVP / Loan Officer

 (906) 428-3535 ext 102

The UP has been my home for my entire life. I believe it is a great place to raise a family. I have been with First bank for 21 years and have a lot of experience with mortgages. I originate personal loans and mortgages including VA and Rural Developement. I enjoy helping people achieve their dreams of purchasing a new home. 

"All our dreams can come true, if we have the courage to pursue them"

NMLS #1829545

Marquette Office


Lori  L. Ring

Lori L. Ring

VP / Senior Mortgage Loan Officer

 (906) 228-7300 ext 522

I was raised in the charming mining town of Negaunee and currently reside in Gwinn.  With an extensive career in banking spanning over 35 years, I was able to gain knowledge in many different areas of the banking business.  One of the best decisions I have ever made was working with First Bank, Upper Michigan!  Here I specialize in a range of mortgage products, including Rural Development (RD) loans, Veterans Affairs (VA) loans, Freddie Mac fixed rate loans, home equity loans, camp loans, vacant property loans, and consumer loans. 

My journey in banking began as a Customer Service Representative, and through dedication and hard work, I have immersed myself in various aspects of the bank's operations over the years, continually honing my skills and expanding my expertise to better serve our clients.

I enjoy helping both new and existing customers navigate through their options to find the product that will work best for them!  I look forward to working with you!

 

NMLS # 472645

Rodney J. Shaw

Rodney J. Shaw

Loan Officer

 (906) 228-7300 ext 521

I was born and raised in Marquette County, and I feel incredibly fortunate to have spent my entire life here in such a beautiful and vibrant community. Throughout my professional journey, I have dedicated most of my career to the banking industry, which has provided me with valuable experience and insights into various financial products and services. In 2021, I had the opportunity to join the dedicated team at First Bank, where I continue to expand my experience.

At First Bank, I specialize in assisting clients with a wide range of mortgage products tailored to meet diverse needs. Whether you are looking to purchase a new home, refinance an existing mortgage, or leverage your home's equity, I can guide you through the options available. My focus includes VA loans for veterans, USDA Rural Development loans for eligible rural homebuyers, and various Home Equity Loan products for those looking to utilize their property's value.

I enjoy helping individuals and families navigate the mortgage process and find the solution that best suits their financial situation. I look forward to the opportunity to get to know you better and assist you in finding the perfect mortgage product to achieve your homeownership goals.

"Details create the big picture." 

Sanford I. Weill

NMLS # 2227709

Other Offices


Becky L. Kestila

Becky L. Kestila

VP / Loan Officer

 (906) 486-4967

I had the privilege of growing up in the small town of Republic and currently reside in Ishpeming. I have many years of experience in the banking industry, with the last eight years dedicated to serving clients at First Bank. I originate in a diverse range of mortgage loans, including VA loans, Rural Development loans, Home Equity loans, and consumer loans.

I enjoy guiding customers through their financial journeys by helping them find loan products that will work best for them. I also prioritize building strong, lasting relationships with my clients and look forward to working with you.

NMLS # 472643

Ishpeming Office

Michelle L. Bal

Michelle L. Bal

VP of Branch Operations

 (906) 774-6200 ext 623

I was born and raised in the Upper Peninsula, and I feel fortunate to live and work in this beautiful area. I am passionate about giving back to the community and helping people achieve their dream of homeownership.

I graduated from Michigan Technological University with a Bachelor’s degree in Business and have over 27 years of experience in the lending profession. In 2018, I had the opportunity to join the First Bank team, where I specialize in assisting customers with various financial needs, including consumer loans, a variety of mortgages, and Home Equity Lines of Credit.

I take pride in educating my clients to ensure they fully understand their options and can make informed decisions that will positively impact their futures.

 

NMLS # 461430

Kingsford  Office

Debra A. Crandall

Debra A. Crandall

VP of Branch Operations

 (906) 774-7901

I was born and raised in Upper Michigan and have spent 32 years in the banking industry, with 10 of those years at First Bank. 

I hold certifications in banking and finance. I specialize in consumer lending, including mortgages, home equity loans, and installment loans. Additionally, I can assist with commercial loans.

Having worked in collections for several years at my previous employer, I find the most rewarding part of my job to be helping customers establish or rebuild their credit. I've learned that "bad things happen to good people," and I take the time to listen to each borrower's story. If they've faced credit issues in the past, and they are willing to improve their situation, I do my best to help them re-establish their credit.

NMLS # 983871

Iron Mountain Office


First Bank, Upper Michigan NMLS # 402142