Checking & Savings

Personal Checking

• Checkmate – No minimum balance required, unlimited check writing, no monthly service charge
  
  
• Consumer Interest Bearing Checking – Interest bearing, minimum balance required, unlimited check writing
  
  
• Liquid Gold – Premium checking account, tiered interest rates, unlimited check writing, free Liquid Gold checks
  
  
• Silver Money Market – Interest bearing, minimum opening deposit, unlimited withdrawals
  
  
• Health Savings Account (HSA) – Qualifying high-deductible health plan, tiered interest rate

Personal Savings

• Passbook Savings – Quarterly interest, low minimum balance required
  
  
• Golden Passbook – Tiered interest rates, withdrawals limited during grace period, fees may reduce earnings
  
  
• Christmas Club – Interest bearing, save for any occasion, open at any time of year, checks issued in mid-October, no minimum opening deposit, fees may reduce earnings
     
• Certificates of Deposit – Multiple terms available, competitive interest rates, minimum balance required. Fees may reduce earnings.
  
  
• IRA Certificate of Deposit – Traditional, Roth, competitive interest rates, multiple terms available