Partnership built on knowledge!

With over 100 years of experience, our insightful commercial bankers help you prepare for your business's changing needs. First Bank offers a variety of credit and financing options-- all designed to meet your short- and long-term goals. Available to Corporations, Limited Liability Companies, Partnerships, Sole Proprietorships/DBA & Non-profit Organizations for new purchases, refinancing, or development of new or existing businesses. First Bank is a MBA/MEDC (Michigan Bankers Association/Michigan Economic Development Corporation) Certified Lender.

• Commercial Construction/Real Estate – Amortization up to 20 years . 
• Business Acquisitions and Expansions
• Letters of Credit – Available for a variety of business uses and in some cases, replaces bonding

Fuel your business growth with commercial loans.

Secure the capital you need to achieve your business goals. We provide commercial lending solutions for both short- and long-term needs. Our team takes the time to understand your unique challenges and opportunities, offering personalized advice and strategic insights to help you make informed financial decisions.

**Diverse Solutions**  Our commercial loan portfolio includes options such as real estate acquisition, equipment financing, working capital loans, and lines of credit.

**Flexible Terms**  We offer competitive commercial loan rates and terms tailored to meet your specific business requirements.

**Streamlined Process** Our application process is designed for efficiency and quick decision-making, so you can secure the funds you need without unnecessary delays.

Equipment Financing and Leasing

First Bank provides commercial equipment loans and leases with terms and rates tailored to meet the needs of middle market and large-cap businesses.

From the latest imaging technology to industrial forklifts, our competitive large ticket equipment finance program is designed to facilitate flexible financing options for a wide array of commercial equipment and vehicles. Let our experienced financial providers help you meet your commercial equipment leasing and financing needs.

Manufacturing  · Construction · Mining · Warehouse facilities · Technology · Renewable and power generation · Small business 

Let's start a conversation—we're here to help 

(Talk to a Banker)

Lines of Credit

Flexible source of financing you can tap into whenever you need it. Assists with inventory, daily operations, or periodic business purchases. Sweep accounts and Borrowing Bases also available.

Access to a flexible borrowing limit · Working capital lines of credit 

With First Bank commercial lines of credit, you can borrow money to handle the periodic needs. Speak to one of our commercial lenders to find the right fit for your business needs. (Talk to a Banker)